OHIO'S "BABY COBRA" LAW

"Baby COBRA" is a nickname for state laws (continuation of coverage statute in the Ohio Revised Code) that parallel the federal Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA), which allows workers who lose their employer-sponsored health insurance to continue coverage for a limited time at their own expense.

COBRA applies to employers with twenty or more employees; Ohio's smaller employers must comply with our state's "Baby COBRA" law.

To be eligible for Baby COBRA, an employee must have been covered under the group health plan for the previous three months, must not be covered under Medicare or another health plan and must be entitled to unemployment compensation benefits at the time of termination. See chart below for other differences.

For details about your rights and responsibilities under Ohio's "Baby COBRA" law, consult legal counsel.

Helena Oroz, Attorney at Law
Zashin & Rich Co., L.P.A.
hjo@zrlaw.com